Who Are We?
Welcome to Worthy Loans. We are here because we believe people who need emergency funds should have a simple way to find them. We understand that emergencies can occur where you need cash and you need it fast.
At Worthy Loans, we believe that when you apply for emergency loans that your information must be treated with discretion. We also understand that processing time is critical to success. We promise to process your private information immediately and guarantee a prompt response. Each lender we work with is reputable and offers programs to meet your needs.
Why You Can Trust Us?
At Worthy Loans, we protect your privacy and take the needed steps to protect your information
Our advice is always free and we offer numerous financial products
The questions we ask are to help determine the best solution for you
We evaluate your current financial needs and offer the right solution
We offer a wide range of programs each designed for specific financial needs
There are no hidden charges: We disclose all of our terms and conditions
We offer some of the most competitive programs available
Programs Available Through Worthy Loans
It is important to remember that while we are not a direct lender, we provide you with the best possible information to find the right loan for your individual needs. We specialize in loans for those who have bad credit, who are interested in debt consolidation and when necessary, we offer payday loans for unexpected needs. We will help you find the program you need to meet your financial obligations.
We take pride in making full disclosure of our loan programs. You will be able to find full
information including interest rate, penalty amounts, repayment schedule and more. All loan terms are disclosed in plain English so you do not have to guess what you need to do to maintain your loan. Here are some of the programs we offer. The best part of our service is you can apply immediately through our secure online application and get a response in a matter of hours.
Competitive rates, easy application process and rapid approvals are a few of the highlights of our personal loan options. Simply provide us with basic information and you will get an answer from us quickly.
Bad Credit Loans
We understand layoffs, divorces and health issues can leave blemishes on your credit. This does not mean you should not be able to get a loan. We help you get a loan that will help you improve your credit score.
Debt Consolidation Loans
Credit cards, school loans, bank loans and car loans can mean several payments a month with various interest rates. We can help you consolidate all of your debts so you can make one monthly payment at the same interest rate.
Emergencies happen and no matter how hard we try to plan for them, sometimes you run out of money. In these instances, a payday loan may be the right solution. Payday loans are short-term loans that might help when you just need a bit of help between pay checks.
Making the Most of Your Options
Before you apply for any loan it is important to make sure you know what you need. Before accepting any loan you should do the following:
Compare rates: While it is true that those with weak credit scores will pay a higher interest rate, you should still compare rates from different lenders.
Weigh your options: Depending on what you are using a loan for, you should evaluate all of the options available to you. Short term loans may work best in some cases whi8le a longer-term loan may be more suitable for debt consolidation.
Understand Repayment Plans: Keep in mind that the longer time it takes to repay a loan, the lower your regular payments. However, this also means you will pay more in interest over the life of the loan.
Compare, Compare, Compare: Never accept the first loan you are offered! Make sure you evaluate your overall payments, find out if a smaller loan will help you and check interest rates.
Consolidating May Help: If you have a number of outstanding loans, you may want to consider consolidating. Not only does this help you with budgeting, it may also save you interest payments over time.